Q: How long has Dream Home Funding been in business?
A: Dream Home Funding has served Texas homebuyers since 1998 — over 27 years of experience helping clients find the lowest-cost mortgage available to them.
Q: Who will I work with when I contact Dream Home Funding?
A: You'll work directly with Martin Farris, the owner and a licensed mortgage broker with more than 20 years of lending experience. There's no call center and no rotating cast of loan officers — just one point of contact from start to finish.
Q: What types of loans does Dream Home Funding offer?
A: We offer a full range of mortgage products including conventional, FHA, VA, USDA, jumbo, and refinance loans. If you can be qualified for a mortgage, we will find a way to qualify you; if you can't yet, we'll tell you honestly and explain what you need to do to get there.
Q: How can Dream Home Funding offer lower costs than other lenders?
A: We keep our overhead low — no large advertising budgets, no oversized branch offices — and we pass those savings directly on to you through a lower-cost mortgage rather than spending on flashy marketing.
Q: What are your hours?
A: Our office is open 8:00 a.m. to 9:00 p.m. every day of the week, including weekends. Our website is available 24/7 to apply for a loan, electronically sign documents, and upload supporting paperwork on your own schedule.
Q: Do I need to come into the office to apply?
A: No. You can complete the entire mortgage process online — applying, signing your loan application and disclosures electronically, and submitting supporting documentation — without ever needing to visit our office in
person.
Q: Is Dream Home Funding licensed in Texas?
A: Yes. Dream Home Funding is licensed by the Texas Department of Savings and Mortgage Lending (NMLS #257514).
Q: How many times will I need to talk to my loan officer during the process?
A: If you're organized and provide the requested documentation promptly, most clients only need to speak with their loan officer about three times throughout the entire mortgage process — we aim to make it as efficient as possible without sacrificing the quality of your loan terms.
Q: Does Dream Home Funding serve areas outside San Angelo?
A: Yes. While based in San Angelo, Dream Home Funding serves clients across Texas, including Dallas, Fort Worth, Austin, Houston, San Antonio, and surrounding communities.
Q: How do most new clients find Dream Home Funding?
A: The majority of our business comes from referrals — past clients, real estate professionals, and builders who recommend us based on their own experience. We believe that's the clearest evidence of the level of service we provide.